Privacy Policy

Welcome to GND Insurance. We respect your privacy and are committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, contact us, request an insurance quote, submit an inquiry, or use our services.

By using our website or providing your information to us, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect
Depending on how you interact with us, we may collect the following information:

Personal Information
This may include:

Full name
Email address
Phone number
Mailing or residential address
Date of birth or age, where required for insurance-related services
Employment or business information
Insurance preferences and coverage requirements
Information provided when requesting a quote or consultation
Information required to assist with insurance applications
Payment or billing information, where applicable
Website and Technical Information
When you visit our website, we may automatically collect certain technical information, such as:

IP address
Browser type and version
Device type
Operating system
Pages visited
Website activity and interactions
Referring website or source
Date and time of visits
Information You Provide
We may collect information you voluntarily provide through contact forms, quote forms, phone calls, emails, consultations, or other communications with us.

2. How We Use Your Information
We may use the information we collect to:

Respond to your inquiries and requests.
Provide insurance-related information, quotes, consultations, and services.
Help you understand available insurance options.
Process applications and service requests.
Communicate with you regarding your inquiry, policy, or account.
Provide customer support.
Improve our website, services, and customer experience.
Understand website traffic and user engagement.
Send relevant updates, offers, or marketing communications where permitted by law.
Maintain records and comply with applicable legal and regulatory requirements.
Detect, prevent, and address fraud, security issues, or unauthorized activity.
We will only use your information for legitimate business purposes and in accordance with applicable laws.

3. How We Share Your Information
We do not sell or rent your personal information.

However, we may share information when reasonably necessary with:

Insurance Companies and Providers
Where required to provide insurance services, we may share relevant information with insurance carriers, providers, brokers, agents, or other parties involved in evaluating or processing your insurance request or application.

Service Providers
We may share information with trusted third-party service providers that assist us with:

Website hosting
Customer relationship management
Communications
Analytics
Marketing
Payment processing
Information technology
Website security
These service providers may only use information as necessary to provide services to us.

Legal and Regulatory Authorities
We may disclose information when required by applicable law, regulation, legal process, court order, or governmental request, or when necessary to protect our legal rights.

Business Transactions
If GND Insurance is involved in a merger, acquisition, restructuring, sale of assets, or similar business transaction, personal information may be transferred as part of that transaction, subject to applicable privacy requirements.

4. Cookies and Tracking Technologies
Our website may use cookies, pixels, analytics tools, and similar technologies to improve website functionality and understand how visitors use our website.

These technologies may help us:

Remember user preferences.
Understand website traffic and visitor behavior.
Measure advertising and marketing performance.
Improve website functionality and user experience.
Provide relevant advertising where permitted.
Third-party services such as Google Analytics, Google Ads, Meta, or other advertising and analytics providers may use cookies or similar technologies to collect information about website interactions.

You can manage or disable cookies through your browser settings. However, disabling certain cookies may affect some website functionality.

5. Marketing Communications
If you provide your contact information, we may contact you regarding insurance services, inquiries, updates, offers, or other relevant information, where permitted by applicable law.

You may opt out of promotional communications at any time by:

Following the unsubscribe instructions in an email;
Contacting us directly; or
Using any available opt-out mechanism provided in the communication.
Please note that even if you opt out of marketing communications, we may still contact you regarding an existing inquiry, application, policy, transaction, or other necessary service-related matter.

6. Data Security
We take reasonable administrative, technical, and organizational measures to protect personal information against unauthorized access, disclosure, alteration, loss, or misuse.

However, no method of transmitting or storing information electronically is completely secure. Therefore, while we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention
We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide our services, maintain appropriate business records, resolve disputes, comply with legal or regulatory obligations, and enforce our agreements.

The retention period may vary depending on the nature of the information and the purpose for which it was collected.

8. Your Privacy Rights and Choices
Depending on your location and applicable laws, you may have certain rights regarding your personal information, which may include the right to:

Request access to personal information we hold about you.
Request correction of inaccurate or incomplete information.
Request deletion of personal information where legally permitted.
Opt out of certain marketing communications.
Request information about how your personal information is processed.
Restrict or object to certain types of processing, where applicable.
To exercise any applicable privacy rights, please contact us using the details provided in the Contact Us section below.

We may need to verify your identity before processing certain requests.

9. Third-Party Websites and Services
Our website may contain links to third-party websites, applications, insurance providers, or other services.

We are not responsible for the privacy practices, security, content, or policies of third-party websites.

We encourage you to review the privacy policies of any third-party website before providing personal information.

10. Children’s Privacy
Our website and services are not intended for individuals under the age of 18 unless otherwise permitted or required in connection with a specific insurance service.

We do not knowingly collect personal information from children for purposes unrelated to the services we provide.

If we become aware that we have collected personal information from a child in circumstances where such collection is not appropriate, we will take reasonable steps to address and delete the information where required.

11. Insurance and Financial Information
Information provided to us for insurance-related purposes may be used to evaluate your inquiry, provide quotes, assist with applications, communicate with insurance providers, and facilitate insurance-related services.

Where required, information may be shared with insurance carriers, licensed professionals, or other parties involved in providing or administering insurance services.

We recommend that you avoid submitting unnecessary sensitive information through general website forms or email unless specifically requested through an appropriate and secure process.

12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, business practices, technology, or applicable legal requirements.

When we make changes, we will update the Effective Date at the top of this Privacy Policy and publish the revised version on our website.

We encourage you to review this page periodically for the latest information about our privacy practices.

13. Contact Us
If you have questions about this Privacy Policy, our privacy practices, or how your information is handled, please contact us:

GND Insurance

Email: gurpreetsoos1982@gmail.com
Phone: +91 98152 23317
Address: 167, Badal Colony Rd, Balaji Enclave, Zirakpur, Punjab 140603

By using our website or submitting your information to GND Insurance, you acknowledge that you have read and understood this Privacy Policy.